Travel Info · Money

Tanzania Currency & Money

What currency to bring, where cards actually work, and how to handle tipping without overthinking it.

TZSlocal currencyUSDwidely acceptedLimitedcard acceptanceCashbest for tips
Quick answer

Bring clean, newer US dollar bills for tips and larger payments, plus a small amount of Tanzanian Shillings for local markets. Cards work at city hotels but rarely at remote camps — always carry a cash backup.

The basics

How money actually works on safari

Tanzania's official currency is the Tanzanian Shilling (TZS), but US Dollars are widely accepted for safari-related payments like park fees, tips, and souvenirs — especially notes printed 2013 or later, in good condition.

ATMs are available in larger towns like Arusha but are scarce or non-existent inside national parks, so withdraw what you need before heading into the bush.

The USD-note-condition rule surprises many first-time visitors: Tanzanian businesses and banks are notably strict about accepting only clean, unmarked bills printed in 2013 or later, a policy stemming from concerns about counterfeit older-series notes in circulation across East Africa. A perfectly valid $100 bill with a small tear or pen mark can be refused outright, so it's worth asking your bank specifically for fresh, newer-series notes before you travel.

Most of your major costs — park fees, accommodation, and game drives — are typically settled in advance with your operator before you even arrive, which means the cash you carry on the ground is mainly for tips, souvenirs, drinks, and small incidentals rather than major expenses.

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Bring clean, newer USD bills: many businesses will refuse older or damaged US dollar notes, so check your bills before you travel.

Practical tips

Money matters, category by category

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What to bring

  • USD cash in small denominations ($1-$20) for tips
  • A small amount of Tanzanian Shillings for local markets
  • A travel card for hotels and city purchases where accepted
  • Backup cash in case of ATM or card issues
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Tipping guidance

  • Guides: commonly tipped per day, per group
  • Camp staff: often a shared daily tip pooled among the team
  • Porters/drivers: small individual tips for specific services
  • We'll share specific suggested amounts with your itinerary
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Where cards work

  • City hotels and larger lodges: generally accepted
  • Remote tented camps: cash preferred or required
  • Park entrance fees: often prepaid by your operator
  • Always carry a cash backup regardless of card plans
Avoid these

Common money mistakes

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Bringing old or damaged USD notes

Bills older than 2013, torn, or marked are frequently refused — check your notes before travelling.

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Relying entirely on cards

Remote camps often can't process card payments at all — always carry enough cash for tips and incidentals.

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Not budgeting for tipping

Tipping is customary and forms a meaningful part of guide and staff income — factor it into your trip budget in advance.

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Not asking your bank for newer-series notes specifically

Standard bank withdrawals can hand you older notes without you realizing — specifically request newer, crisp bills if you're getting USD cash before your trip.

Related guides

Other travel logistics

FAQ

Money questions

Should I bring US Dollars or Tanzanian Shillings? +
Can I use my credit card at safari camps? +
How much should I budget for tipping? +
Are ATMs available during a safari? +
Why are older US dollar bills sometimes refused? +
Do I need much cash if my safari is already paid for? +

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